640 MAIN STREETCHURCH HILL, MD 21623

Single Family · 3 Beds · 2 Full Baths · 1,820 Sq. ft. | 0.51 Acres
$334,900 ACTIVE

640 MAIN STREET Overview

Time on Site:
66 days
Visits:
7

Modern updates. Timeless character. The best of both worlds awaits at 640 Main Street in the heart of Church Hill. Beautifully updated and move-in ready, this charming home offers the warmth, character, and craftsmanship buyers love, paired with the modern finishes and functionality they need. From the moment you step inside, you'll appreciate the bright, inviting spaces, gorgeous hardwood floors, and thoughtful updates throughout. The renovated kitchen serves as the centerpiece of the home, featuring updated cabinetry, modern finishes, ample storage, and plenty of room to gather with family and friends. Updated bathrooms add style and convenience, while spacious living areas provide the perfect balance of comfort and character. Offering 3 generously sized bedrooms and 2 full bathrooms, this home provides plenty of space for everyday living. The cozy pellet stove creates a warm and welcoming atmosphere, while abundant natural light fills the home throughout the day. Additional features include a versatile mudroom and bonus flex space that can easily serve as a home office, hobby room, playroom, or additional storage area. Outside, you'll find one of the property's most desirable features—a rare half-acre lot right in town. Whether you're entertaining, gardening, relaxing around a fire pit, or simply enjoying the open space, the backyard offers endless possibilities that are difficult to find in today's market. The welcoming front porch adds even more charm and provides the perfect place to enjoy your morning coffee or unwind at the end of the day. Conveniently located just minutes from Route 213, Route 301, Centreville, and Chestertown, you'll enjoy easy access to shopping, dining, marinas, local events, and everything Maryland's Eastern Shore has to offer. Combining modern updates, spacious living, a half-acre lot, and timeless character, 640 Main Street offers a unique opportunity to enjoy the best of small-town living without sacrificing today's comforts.

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640 MAIN STREET Facts & Features

  • Type Single Family
  • Sq. ft. 1,820
  • Price/Sq.ft. $184
  • Lot 0.51 Acres

Details

General

Association/HOA

  • Association: No
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 1820
  • Year Built: 1910

Location/Region

  • Country: US
  • County: QUEEN ANNES
  • County Or Parish: QUEEN ANNES
  • In City Limits: Yes
  • Subdivision Name: CHURCH HILL

Parking Information

  • Type of Parking: Driveway

Tax Information

  • City/Town Tax: 786.00
  • City/Town Tax Payment Frequency: Annually
  • County Tax: 2178.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $2,964.00
  • Tax Assessed Value: 238800.00
  • Tax Year: 2025

General Information

  • Property Type: Residential
  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: R

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Electric

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Full Main Level: 1
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Exterior/Construction

  • Structure Type: Detached

Building Interior

  • Above Grade Finished Area: 1820
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 0
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Electric

General Information

  • Accessibility Features: None
  • Basement: No
  • Cooling: Central A/C, Ceiling Fan(s)
  • Fireplace Features: Other
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Foundation Details: Crawl Space
  • Levels: 2
  • Living Area: 1820
  • Living Area Source: Assessor
  • Main Level Bathrooms: 1.00

Exterior

Lot Information

  • Lot Size Acres: 0.51
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 22200.00
  • Lot Size Units: Square Feet
  • Water Source: Well

Waterfront/View

  • Water Oriented: No
  • Water View: No
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Colonial
  • Construction Materials: Wood Siding

General Information

  • Other Structures: Above Grade,Below Grade
  • Sewer: Public Sewer
  • Water Access: No

640 MAIN STREET Neighborhood

Community

21623 (CHURCH HILL) Demographics

39
Median Age
59
Population Density (per sq. mile)
28%
College Educated
$72,043
Estimated Median Income
708
Estimated Total Home Owners
113
Estimated Total Renters
86% / 14%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

640 MAIN STREET Monthly Cost

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$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

640 MAIN STREET Market Data

Based on the last 30 days in this zip code

$573,550
Average List Price
$235
Average Price per Square Foot
3
Properties Sold
110
Average Days on Market
12
Properties for Sale
Calculations provided by Reliance Network

640 MAIN STREET History

Date Event Value Agent
6/17/2026Source: BRIGHT MLS Price Reduction
$334,900 -4.3%
5/27/2026Source: BRIGHT MLS Status Change
ACTIVE
4/24/2026Source: BRIGHT MLS Added to Database
April 24, 2026
12/3/2024Source: BRIGHT MLS Added to Database
August 10, 2021
Listing provided courtesy of RE/MAX Executive- MLS# MDQA2017052MLS ProviderContact Information: 4432741900