2640 RIDGELY STREETBALTIMORE, MD 21230

Single Family · 2 Beds · 1 Full Bath · 876 Sq. ft. | 0.11 Acres
$162,000 ACTIVE

2640 RIDGELY STREET Overview

Time on Site:
17 days
Visits:
7

HUD Owned Home, case number 241-888899. HUD Homes are sold as is, FHA insurable with repair escrow, subject to appraisal. An excellent investment opportunity in the desirable Mount Winans neighborhood! Built in 1925, this ranch-style home with a total finished area of 876 square feet features a combined living/dining area, an eat-in kitchen, two well-appointed bedrooms and a full bathroom equipped with a tub shower, ensuring relaxation after a long day. The home is adorned with carpet, ceramic tile, and vinyl flooring, that provides comfort and practicality. The partially finished basement can be transformed into additional living space for potential rental income or personal use while the sunroom with great view of the backyard provides additional area for entertaining. The exterior features both a front and rear yard, offering ample outdoor space for landscaping or recreational activities. Parking is convenient with the driveway. Home is located in a prime location with accessibility to local amenities, parks, market, and shopping. With its strategic position, this property holds a significant potential for appreciation, making this an ideal addition to any real estate portfolio.

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2640 RIDGELY STREET Facts & Features

  • Type Single Family
  • Sq. ft. 876
  • Price/Sq.ft. $185
  • Lot 0.11 Acres

Details

General

Association/HOA

  • Association: No
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: Yes
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 1185
  • Year Built: 1925

Location/Region

  • Country: US
  • County: BALTIMORE CITY
  • County Or Parish: BALTIMORE CITY
  • In City Limits: Yes
  • Subdivision Name: MOUNT WINANS

Parking Information

  • Total Parking Spaces: 1
  • Type of Parking: Off Street,Driveway

Tax Information

  • City/Town Tax: 2515.00
  • City/Town Tax Payment Frequency: Annually
  • County Tax: 125.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $2,640.00
  • Tax Assessed Value: 117400.00
  • Tax Year: 2026

General Information

  • Property Type: Residential
  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Bank Owned/REO
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: R-6

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Oil,Other

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Total: 1
  • Bedrooms Total: 2

Building Exterior/Construction

  • Structure Type: Detached

Building Interior

  • Above Grade Finished Area: 876
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 0
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Natural Gas

General Information

  • Accessibility Features: None
  • Cooling: Central A/C, Ceiling Fan(s)
  • Flooring: Carpet, Ceramic Tile, Vinyl
  • Foundation Details: Concrete Perimeter
  • Interior Features: Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Kitchen - Eat-In
  • Levels: 3
  • Living Area: 876
  • Living Area Source: Assessor

Room Information

  • Room List: Living Room,Dining Room,Kitchen,Basement,Sun/Florida Room,Mud Room,Full Bath

Exterior

Lot Information

  • Lot Features: Front Yard, Rear Yard
  • Lot Size Acres: 0.11
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 4800.00
  • Lot Size Units: Square Feet
  • Water Source: Public

Waterfront/View

  • Water Oriented: No
  • Water View: No
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Ranch/Rambler
  • Construction Materials: Frame
  • Patio And Porch Features: Porch(es), Enclosed, Patio(s)
  • Roof: Composite, Shingle

General Information

  • Exterior Features: Sidewalks, Street Lights
  • Fencing: Fully, Wood
  • Other Structures: Above Grade,Below Grade
  • Sewer: Public Sewer
  • Water Access: No

Room Information

Room: Basement

  • Level: Lower 1
  • Features: Flooring - Concrete

Room: Kitchen

  • Level: Lower 1
  • Features: Flooring - Vinyl

Room: Dining Room

  • Level: Main
  • Features: Flooring - Carpet

Room: Living Room

  • Level: Main
  • Features: Flooring - Carpet

Room: Mud Room

  • Level: Main
  • Features: Flooring - Vinyl

Room: Sun/Florida Room

  • Level: Main
  • Features: Flooring - Carpet

Room: Full Bath

  • Level: Upper 1
  • Features: Bathroom - Tub Shower,Flooring - Ceramic Tile

2640 RIDGELY STREET Neighborhood

Community

21230 (BALTIMORE) Demographics

33
Median Age
4,016
Population Density (per sq. mile)
59%
College Educated
$85,310
Estimated Median Income
7,601
Estimated Total Home Owners
7,234
Estimated Total Renters
51% / 49%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

2640 RIDGELY STREET Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

2640 RIDGELY STREET Market Data

Based on the last 30 days in this zip code

$380,786
Average List Price
$242
Average Price per Square Foot
63
Properties Sold
78
Average Days on Market
348
Properties for Sale
Calculations provided by Reliance Network

2640 RIDGELY STREET History

Date Event Value Agent
6/13/2026Source: BRIGHT MLS Added to Database
June 13, 2026
Listing provided courtesy of Century 21 Downtown- MLS# MDBA2219458MLS ProviderContact Information: 4105471116