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103 E CROSS STREET EBALTIMORE, MD 21230

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 1,601 Sq. ft. | 0.03 Acres
$410,000 ACTIVE

103 E CROSS STREET E Overview

Time on Site:
1 day
Visits:
2

Beautifully updated historic Federal Hill rowhome blending classic Baltimore charm with meaningful structural and system upgrades completed in 2022. This three-level residence offers three bedrooms and two and a half baths with thoughtfully designed living spaces, original character details, and modern improvements throughout. The main level features a spacious living room, formal dining area, and an eat-in kitchen designed for both everyday living and entertaining. Exposed brick, original hardwood floors, exposed beams, and multiple wood-burning fireplaces preserve the home's historic appeal, while recessed lighting and fresh updates enhance the overall brightness and functionality. A sunroom off the main living area provides direct access to a private rear courtyard, creating an ideal indoor-outdoor flow. The second level includes two well-appointed bedrooms and an updated full bath. The third-floor primary suite offers cathedral ceilings, a private bath, and access to an upper-level balcony and rooftop space designed to capture sweeping city views. Significant 2022 improvements provide peace of mind and long-term durability, including removal of an unsafe rooftop deck and installation of a new upper flat roof with updated fascia shingles. Structural remediation was completed at the third-floor exterior wall, including removal of compromised materials, full rebuild with new insulation, sheathing, siding, and installation of a safety railing at the upper-level door. The basement and crawl space were fully encapsulated to improve moisture control and prevent mold, complemented by a new sump pump and heavy-duty dehumidifier. Plumbing upgrades include replacement of the incoming water line with new copper piping and installation of automatic emergency pressurization valves. Located just steps from Cross Street Market, local restaurants, shopping, and all the vibrant energy Federal Hill has to offer, this home delivers a rare combination of historic character, thoughtful renovation, and urban convenience.

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103 E CROSS STREET E Facts & Features

  • Type Single Family
  • Sq. ft. 1,601
  • Price/Sq.ft. $256
  • Lot 0.03 Acres

Details

General

Association/HOA

  • Association: No
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 2078
  • Year Built: 1875

Location/Region

  • Country: US
  • County: BALTIMORE CITY
  • County Or Parish: BALTIMORE CITY
  • In City Limits: Yes
  • Subdivision Name: FEDERAL HILL HISTORIC DISTRICT

Parking Information

  • Type of Parking: On Street

Tax Information

  • City/Town Tax Payment Frequency: Annually
  • Tax Annual Amount: $0.00
  • Tax Assessed Value: 350080.00
  • Tax Year: 2026

General Information

  • Property Type: Residential
  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Zoning: RESIDENTIAL

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Natural Gas

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Full Main Level: 0
  • Bathrooms Half: 1
  • Bathrooms Half Main Level: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Exterior/Construction

  • Structure Type: Twin/Semi-Detached

Building Interior

  • Above Grade Finished Area: 1601
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 0
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Natural Gas
  • Laundry Type: Has Laundry,Main Floor

General Information

  • Accessibility Features: 2+ Access Exits,Doors - Swing In,Level Entry - Main
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Cooling: Central A/C
  • Door Features: Sliding Glass,French
  • Fireplace Features: Brick,Mantel(s),Wood
  • Fireplace: Yes
  • Fireplaces Total: 3
  • Flooring: Wood
  • Foundation Details: Slab, Other
  • Interior Features: Dining Area, Breakfast Area, Crown Moldings, Exposed Beams, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Wood Floors, Ceiling Fan(s), Formal/Separate Dining Room
  • Levels: 4
  • Living Area: 1601
  • Living Area Source: Assessor
  • Main Level Bathrooms: 1.00
  • Main Level Bedrooms: 0

Room Information

  • Room List: Living Room,Dining Room,Primary Bedroom,Bedroom 2,Kitchen,Bedroom 1,Primary Bathroom,Full Bath,Half Bath

Exterior

Lot Information

  • Lot Features: Private
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 1339.00
  • Lot Size Units: Square Feet
  • Water Source: Public

Waterfront/View

  • View: Panoramic
  • Water Oriented: No
  • Water View: No
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Federal, Traditional
  • Construction Materials: Brick
  • Patio And Porch Features: Deck(s), Enclosed, Patio(s), Balcony, Brick, Roof

General Information

  • Other Structures: Above Grade,Below Grade
  • Sewer: Public Sewer
  • Water Access: No

Room Information

Room: Dining Room

  • Level: Main
  • Features: Flooring - HardWood

Room: Half Bath

  • Level: Main

Room: Kitchen

  • Level: Main
  • Features: Breakfast Nook,Breakfast Room,Dining Area,Kitchen - Gas Cooking

Room: Living Room

  • Level: Main
  • Features: Flooring - HardWood,Fireplace - Wood Burning

Room: Bedroom 1

  • Level: Upper 1
  • Features: Flooring - HardWood,Fireplace - Wood Burning

Room: Bedroom 2

  • Level: Upper 1
  • Features: Flooring - HardWood

Room: Full Bath

  • Level: Upper 1

Room: Primary Bathroom

  • Level: Upper 2

Room: Primary Bedroom

  • Level: Upper 2
  • Features: Flooring - HardWood,Cathedral/Vaulted Ceiling,Fireplace - Wood Burning

103 E CROSS STREET E Neighborhood

Community

21230 (BALTIMORE) Demographics

33
Median Age
4,016
Population Density (per sq. mile)
59%
College Educated
$85,310
Estimated Median Income
7,601
Estimated Total Home Owners
7,234
Estimated Total Renters
51% / 49%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

103 E CROSS STREET E Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

103 E CROSS STREET E Market Data

Based on the last 30 days in this zip code

$380,786
Average List Price
$242
Average Price per Square Foot
63
Properties Sold
78
Average Days on Market
348
Properties for Sale
Calculations provided by Reliance Network

103 E CROSS STREET E History

Date Event Value Agent
6/28/2026Source: BRIGHT MLS Added to Database
June 28, 2026
Listing provided courtesy of Cummings & Co. Realtors- MLS# MDBA2221412MLS ProviderContact Information: [email protected] - 4108230033