303 MASTER DERBY DRIVEHAVRE DE GRACE, MD 21078

Single Family · 5 Beds · 4 Full Baths · 1 Half Bath · 5,223 Sq. ft. | 0.15 Acres
$665,000 ACTIVE

303 MASTER DERBY DRIVE Overview

Time on Site:
43 days
Visits:
9

BULLE ROCK ...Where Life Imitates Vacation! 5000+ FIN SQ FT 5 BEDROOMS 4.5 BATHS BACKS TO POND GREEN HOUSE NEW QUARTZ KITCHEN COUNTERS $665,000 . . . BRAND-NEW QUARTZ KITCHEN COUNTERS INSTALLED FRIDAY, 6/19/26. I WAS ABLE TO ENHANCE SOME OF THE KITCHEN PHOTOGRAPHS TO SHOW THE KITCHEN WITH THE NEW COUNTERS. PHOTOGRAPHY IS BEING UPDATED 6/20/26 . . 303 Master Derby Drive is more than a home; it is a private waterfront retreat nestled within the prestigious gated community of Bulle Rock, Harford County's most sought-after luxury destination. Perfectly positioned on a premium lot backing directly to the tranquil pond, this exceptional residence offers 5,000+ square feet of beautifully finished living space, combining elegance, comfort, and resort-style living with breathtaking water views throughout. . From the moment you enter the dramatic two-story foyer, you are greeted by abundant natural light, soaring ceilings, rich hardwood flooring, and an open, flowing floor plan designed for both grand entertaining and everyday luxury. The formal living and dining areas seamlessly transition into the expansive family room featuring a cozy gas fireplace, transom windows, and stunning panoramic views of the pond. The gourmet kitchen is the heart of the home, thoughtfully designed with an oversized counter bar, pantry, breakfast nook/sunroom, and upgraded stainless steel appliances, including a French door refrigerator, gas cooktop, double convection wall ovens, dishwasher, and new microwave. Just beyond, glass doors open to a spacious deck overlooking the water ... the perfect setting for morning coffee, evening wine, or unforgettable outdoor entertaining. . One of the home's most remarkable features is the luxurious main-level primary suite, offering true main-floor living with a private sitting area/sunroom overlooking the pond, creating a peaceful sanctuary unlike anything else in the community. The suite is complemented by a spacious bath and generous closet space. Upstairs, a second primary suite offers exceptional flexibility for multigenerational living or extended guest accommodations, along with two additional bedrooms, two full baths, and a versatile loft ideal for an office, reading nook, or lounge. . The fully finished lower level is truly an entertainer's dream. Designed with versatility and comfort in mind, it features a media room/man cave, expansive recreation areas, game table space, a large bar and kitchenette complete with sink, mini refrigerator, and two-burner electric cooktop, plus a fifth bedroom and full bath — ideal for guests or an au pair suite. Additional highlights include a private office with French doors, built-in bookshelves and recessed lighting, a dedicated craft room, and extensive storage space. . Step outside and experience the beauty of the meticulously manicured grounds enhanced by extensive hardscaping, a charming koi pond with a fountain, and a unique greenhouse-covered entrance to the lower-level stairs. . Enjoy an exceptional resort-style lifestyle with access to indoor and outdoor swimming pools, a state-of-the-art fitness center, tennis courts, social gathering spaces, and a billiards room. Scenic walking and biking trails wind throughout the community, creating a peaceful setting surrounded by natural beauty. Just minutes away, historic downtown Havre de Grace offers waterfront dining, boutique shopping, marinas, parks, and year-round events along the shores of the Susquehanna River and Chesapeake Bay. Whether relaxing at home or exploring the area, Bulle Rock offers an unmatched combination of luxury, recreation, and convenience.

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303 MASTER DERBY DRIVE Facts & Features

  • Type Single Family
  • Sq. ft. 5,223
  • Price/Sq.ft. $127
  • Lot 0.15 Acres

Details

General

Association/HOA

  • Association Amenities: Bar/Lounge, Basketball Courts, Bike Trail, Billiard Room, Club House, Common Grounds, Community Center, Exercise Room, Fitness Center, Game Room, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Jog/Walk Path, Party Room, Pool - Outdoor, Sauna, Shuffleboard, Swimming Pool, Tennis Courts
  • Association Fee: $381.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Area Maintenance, Health Club, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Sauna, Security Gate, Snow Removal, Trash
  • Association Name: BULLE ROCK HOA
  • Association: Yes
  • Condo/Coop Association: No

School Information

  • Elementary School: HAVRE DE GRACE
  • Middle Or Junior School: HAVRE DE GRACE
  • High School: HAVRE DE GRACE

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: Yes - Community
  • Total SQFT: 9274
  • Year Built: 2007

Location/Region

  • Country: US
  • County: HARFORD
  • County Or Parish: HARFORD
  • In City Limits: Yes
  • Subdivision Name: BULLE ROCK

Parking Information

  • Total Parking Spaces: 5
  • Type of Parking: Attached Garage,Driveway

Community/Development

  • Community Pool Features: Heated,In Ground,Pool/Spa Combo

Rent/Lease Information

  • Lease Considered: No

Tax Information

  • City/Town Tax: 2683.00
  • City/Town Tax Payment Frequency: Semi-Annually
  • County Tax: 4528.00
  • County Tax Payment Frequency: Semi-Annually
  • Tax Annual Amount: $7,212.00
  • Tax Assessed Value: 555567.00
  • Tax Year: 2025

General Information

  • Exclusions: Please see the addendum
  • Furnished: No
  • Historic: No
  • Inclusions: Please see the addendum
  • Municipal Trash: No
  • Property Condition: Excellent
  • Property Type: Residential
  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: R2

Interior

Building Information

  • Basement Finished Percent: 85.00
  • Building Winterized: No
  • Cooling Fuel: Electric
  • Heating Fuel: Natural Gas

Parking Information

  • Garage Features: Garage - Side Entry,Garage Door Opener,Inside Access,Oversized
  • Garage Spaces: 2.00
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 4
  • Bathrooms Full Main Level: 1
  • Bathrooms Half: 1
  • Bathrooms Half Main Level: 1
  • Bathrooms Total: 5
  • Bedrooms Total: 5

Building Exterior/Construction

  • Structure Type: Detached
  • Wall & Ceiling Types: 9'+ Ceilings,Cathedral Ceilings,Dry Wall,Vaulted Ceilings

Building Interior

  • Above Grade Finished Area: 3598
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 1625
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Natural Gas
  • Laundry Type: Main Floor,Upper Floor

General Information

  • Accessibility Features: 2+ Access Exits,32+ wide Doors,36+ wide Halls,>84 Garage Door,Accessible Switches/Outlets,Grab Bars Mod,Level Entry - Main
  • Appliances: Built-In Microwave, Built-In Range, Cooktop, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Intercom, Microwave, Oven - Double, Oven - Wall, Oven/Range - Electric, Oven/Range - Gas, Refrigerator, Washer
  • Cooling: Central A/C, Ceiling Fan(s), Attic Fan, Multi Units, Zoned
  • Door Features: Storm,Insulated,French
  • Electric: 110 Volts, 220 Volts
  • Fireplace Features: Fireplace - Glass Doors,Gas/Propane,Mantel(s),Screen,Stone
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Carpet, Ceramic Tile, Engineered Wood, Fully Carpeted, Hardwood, Partially Carpeted, Solid Hardwood, Stone
  • Foundation Details: Block, Brick/Mortar, Concrete Perimeter, Permanent
  • Interior Features: 2nd Kitchen, Bar, Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Kitchenette, Pantry, Primary Bath(s), Recessed Lighting, Sauna, Store/Office, Walk-in Closet(s), WhirlPool/HotTub, Window Treatments, Wood Floors
  • Internet Services: Broadband,Cable,DSL,Fiber Optic,Satellite
  • Levels: 3
  • Living Area: 5223
  • Living Area Source: Assessor
  • Main Level Bathrooms: 2.00
  • Main Level Bedrooms: 1
  • Other Equipment: None
  • Security Features: Intercom,Fire Detection System,Exterior Cameras,Carbon Monoxide Detector(s),24 hour security,Main Entrance Lock,Security Gate,Smoke Detector,Sprinkler System - Indoor
  • Spa: No
  • Stories Total: 3
  • Window Features: Atrium, Double Hung, Energy Efficient, Green House, Palladian, Screens, Transom

Room Information

  • Room List: Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Family Room,Breakfast Room,Sun/Florida Room,Great Room,Laundry,Loft,Other,Office,Media Room,Bathroom 1,Bathroom 2,Primary Bathroom,Half Bath

Exterior

Parking Information

  • Parking Features: Concrete Driveway

Lot Information

  • Additional Parcels: No
  • Lot Features: Adjoins - Open Space, Backs - Open Common Area, Landscaping, Pond, Premium
  • Lot Size Acres: 0.15
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 6435.00
  • Lot Size Units: Square Feet
  • Road Surface Type: Black Top
  • Water Source: Public

Waterfront/View

  • View: Pond
  • Water Oriented: No
  • Water View: Yes
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Colonial
  • Construction Materials: Brick, Blown-In Insulation, Block, Aluminum Siding, Advanced Framing, Brick Veneer, Combination, Glass
  • Patio And Porch Features: Brick, Deck(s), Patio(s)
  • Roof: Architectural Shingle

General Information

  • Exterior Features: Extensive Hardscape, Exterior Lighting, Flood Lights, Sidewalks, Stone Retaining Walls, Street Lights, Tennis Court(s)
  • Horse: No
  • Other Structures: Above Grade,Below Grade
  • Sewer: Public Septic
  • Utilities: Natural Gas Available,Electric Available,Cable TV Available,Phone Available,Phone Connected
  • Water Access: No

Room Information

Room: Bathroom 1

  • Level: Lower 1
  • Length: 8
  • Width: 9
  • Features: Bathroom - Tub Shower,Flooring - Ceramic Tile,Double Sink

Room: Bedroom 5

  • Level: Lower 1
  • Length: 9
  • Width: 9
  • Features: Flooring - Tile/Brick,Lighting - Recessed,Built-Ins

Room: Great Room

  • Level: Lower 1
  • Length: 25
  • Width: 17
  • Features: Basement - Finished,Ceiling Fan(s),Countertop(s) - Solid Surface,Flooring - Ceramic Tile

Room: Kitchen

  • Level: Lower 1
  • Length: 9
  • Width: 9
  • Features: Flooring - Carpet,Kitchen - Electric Cooking,Lighting - Ceiling,Lighting - Recessed,Wet Bar

Room: Media Room

  • Level: Lower 1
  • Length: 10
  • Width: 12
  • Features: Ceiling Fan(s),Built-Ins

Room: Office

  • Level: Lower 1
  • Length: 18
  • Width: 13
  • Features: Flooring - Carpet,Built-Ins,Lighting - Recessed,Lighting - Track

Room: Other

  • Level: Lower 1
  • Length: 10
  • Width: 12
  • Features: Built-Ins,Flooring - Carpet

Room: Breakfast Room

  • Level: Main
  • Length: 10
  • Width: 10
  • Features: Ceiling Fan(s),Flooring - HardWood,Pantry

Room: Dining Room

  • Level: Main
  • Length: 13
  • Width: 13
  • Features: Ceiling Fan(s),Crown Molding,Flooring - HardWood

Room: Family Room

  • Level: Main
  • Length: 13
  • Width: 20
  • Features: Ceiling Fan(s),Crown Molding,Fireplace - Gas,Flooring - Solid Hardwood

Room: Half Bath

  • Level: Main
  • Length: 6
  • Width: 5
  • Features: Flooring - Tile/Brick

Room: Kitchen

  • Level: Main
  • Length: 13
  • Width: 14
  • Features: Flooring - HardWood,Kitchen - Gas Cooking,Lighting - Ceiling,Crown Molding,Ceiling Fan(s)

Room: Laundry

  • Level: Main
  • Length: 8
  • Width: 9
  • Features: Flooring - Tile/Brick

Room: Living Room

  • Level: Main
  • Length: 13
  • Width: 14
  • Features: Flooring - HardWood,Ceiling Fan(s),Cathedral/Vaulted Ceiling

Room: Primary Bathroom

  • Level: Main
  • Length: 12
  • Width: 10
  • Features: Bathroom - Walk-In Shower,Bathroom - Jetted Tub,Ceiling Fan(s),Double Sink,Flooring - Ceramic Tile

Room: Primary Bedroom

  • Level: Main
  • Length: 17
  • Width: 14
  • Features: Flooring - HardWood,Window Treatments,Walk-In Closet(s),Primary Bedroom - Sitting Area,Lighting - Recessed,Ceiling Fan(s),Double Sink

Room: Sun/Florida Room

  • Level: Main
  • Length: 10
  • Width: 12
  • Features: Flooring - Ceramic Tile,Lighting - Recessed,Primary Bedroom - Sitting Area,Window Treatments

Room: Bathroom 2

  • Level: Upper 1
  • Features: Flooring - Ceramic Tile,Lighting - Ceiling

Room: Bedroom 2

  • Level: Upper 1
  • Length: 13
  • Width: 21
  • Features: Flooring - Carpet,Walk-In Closet(s),Ceiling Fan(s)

Room: Bedroom 3

  • Level: Upper 1
  • Length: 10
  • Width: 14
  • Features: Ceiling Fan(s),Flooring - Carpet,Lighting - Ceiling

Room: Bedroom 4

  • Level: Upper 1
  • Length: 16
  • Width: 16
  • Features: Bathroom - Tub Shower,Flooring - Tile/Brick

Room: Loft

  • Level: Upper 1
  • Length: 13
  • Width: 10
  • Features: Ceiling Fan(s),Flooring - HardWood

303 MASTER DERBY DRIVE Neighborhood

Community

21078 (HAVRE DE GRACE) Demographics

46
Median Age
534
Population Density (per sq. mile)
44%
College Educated
$87,560
Estimated Median Income
5,762
Estimated Total Home Owners
1,846
Estimated Total Renters
76% / 24%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

303 MASTER DERBY DRIVE Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

303 MASTER DERBY DRIVE Market Data

Based on the last 30 days in this zip code

$479,405
Average List Price
$201
Average Price per Square Foot
30
Properties Sold
105
Average Days on Market
128
Properties for Sale
Calculations provided by Reliance Network

303 MASTER DERBY DRIVE History

Date Event Value Agent
6/1/2026Source: BRIGHT MLS Price Reduction
$665,000 -3.5%
5/20/2026Source: BRIGHT MLS Status Change
ACTIVE
5/17/2026Source: BRIGHT MLS Added to Database
May 17, 2026
12/3/2024Source: BRIGHT MLS Status Change
CLOSED
12/3/2024Source: BRIGHT MLS Added to Database
August 09, 2022
Listing provided courtesy of Berkshire Hathaway HomeServices Homesale Realty- MLS# MDHR2054858MLS ProviderContact Information: [email protected] - 4106978100